| DanielAnergo | Среда, 13.08.2014, 18:53 |
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You can't bank on debt. If you are planning on keeping it around for a long time then there needs to be value to what it bought. Financiers would separate good debt from bad debt by the long standing value of what was purchased. In other words, don't strain yourself to pay off your mortgage before you get rid of credit card or short-term direct loan debt. It's the bad debt that holds no positive value which should get paid off first.
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The only reason why these loans are outlawed in some states is that people tend to borrow more than they can afford to pay back, placing them in a cycle of debt. In short, payday loans are a good source of cash only if you know you can afford to pay back the loan by your next pay day.
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